Scott Kipper Insurance Commissioner | Official Website
Nevada Division of Insurance provides resources and support for 14,000 affected by Davis Fire and evacuations
CARSON CITY, Nevada - For the 14,000 residents affected by the evacuations as the situation related to the Davis Fire develops, the Nevada Division of Insurance recommends specific actions for those impacted by this growing wildfire emergency. Wildfire remains a potential threat for Nevada residents and is an unpredictable natural phenomenon that can occur at any time. It is important to be proactive in preparation and responsive in a state of imminent emergency.
“The events surrounding the Davis Fire are a challenge to all affected Nevadans. The Division of Insurance joins with all other State Agencies working to keep loss of property to a minimum,” said Insurance Commissioner Scott Kipper. “My top priority is to safeguard all Nevadans, particularly vulnerable consumers and those affected by disaster. The Division serves as a resource for all Nevadans, especially those affected by the Davis Fire.”
In the event you are evacuated:
Contact your insurance agent. In case of an evacuation, safety is paramount. While the Division recommends keeping physical or digital access to policy information on hand for review, ensuring your safety and adherence to evacuation protocols is crucial. Once safely evacuated, contact your insurance agent or carrier for information on your policy, including a review of loss of use and smoke coverage information.
Follow all State and City advisories on evacuation and re-evacuation. The main agency handling the fire is Truckee Meadows Fire Protection District. Follow them on social media here:
https://www.facebook.com/TMFPD
https://www.instagram.com/tmfpd/
Washoe County has designated its Senior Center at 1155 E. Ninth Street in Reno as an evacuation center for people displaced by the Davis Fire. For residents with small pets, mobile shelters and food are available at the Washoe County Senior Center as well.
For larger animals, shelter is available at the University of Nevada, Reno Equestrian Center in Reno off Valley Road. Large animals can also be sheltered at Fuji Park in Carson City on Old Clear Creek Road across from Costco.
Contact the Nevada Division of Insurance if you have any difficulty contacting your agent or carrier or verifying your coverage. Citizens can contact the Division directly through the following information:
Carson City office:
Phone: (775) 687-0700 | Fax: (775) 687-0787
Consumer Compliance & Licensing Fax: (775) 687-0797
1818 E. College Pkwy., Suite 103
Carson City, NV 89706
Las Vegas office:
Phone: (702) 486-4009 | Fax: (702) 486-4007
3300 W. Sahara Ave., Suite 275
Las Vegas, NV 89102
Call Toll-free: (888) 872-3234
Email: insinfo@doi.nv.gov
How to prepare for potential wildfire:
Review your policy. Access a copy of your policy and ensure that contact information for your insurance agent is up-to-date. Prepare both physical and digital copies that can be easily accessed following a possible emergency evacuation.
Make sure to read every word of your policy, including any special amendments. Sometimes a policy may provide coverage in one section only to later exclude or limit it under certain conditions. Use a highlighter to mark sections you would like to reference later.
Schedule an appointment with your insurance agent or company to discuss these sections further. Homeowner’s policies can be tailored through endorsements that address more specific needs.
For more information about home insurance read the Nevada Consumer's Guide to Home Insurance: https://doi.nv.gov/uploadedFiles/doinvgov/_public-documents/News-Notes/HomeInsuranceGuide2011B.pdf
The Nevada Division of Insurance has more information on how to read your policy available on their website at: https://doi.nv.gov/Consumers/Homeowners-Insurance/Read-Your-Policy/
Prepare a home inventory:
The Division recommends creating a home inventory to help decide on the type and amount of home insurance needed and expedite claims processes in case of loss. Learn more about preparing a home inventory here: https://doi.nv.gov/Consumers/Homeowners-Insurance/Home-Inventory/
The National Association of Insurance Commissioners (NAIC) offers free resources to help homeowners create their inventory via their app available on iPhone at App Store and Android on Google Play.
Utilize recent shopping platforms such as Amazon or credit card statements for quick shorthand inventories if time is limited due to an emergency or evacuation.
Media Notes:
On September 8, 2024, Nevada Gov. Joe Lombardo declared a state of emergency due to the Davis Fire which has burned approximately 5,000 acres in northern Nevada causing around 20,000 people from residential neighborhoods and businesses to evacuate. This declaration follows Washoe County’s local emergency proclamation.
The declaration directs all state agencies through the Nevada Operations Center to supplement efforts saving lives, protecting property, health safety while coordinating with local governments via Emergency Management Homeland Security along with Federal Emergency Management Agency support.
About The Nevada Division Of Insurance:
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